THE HOME LOAN PROCESS

Simplifying Home Loans

The home loan process might seem complicated if you’ve never done it before, but our representatives will keep you informed every step of the way, from pre-approval through closing. The first step is to speak with a mortgage expert (or two). If you don’t already have a lender in mind, we can connect you to some of the finest in the business because we work with them, so you’ll be taken care of.

Questions about financing a home
Mortgage Broker Alex Mignone

Alexander Mignone

Team Leader | Home Finance Specialist
NMLS: 1985463

“A North Carolina Native, Alexander has been with uMortgage Solutions since January of 2020. Since then, Alexander has become a fully licensed loan officer and strives to be the best mortgage professional through excellent customer service and communication. No matter your situation, Alexander is determined to help with any of your mortgage needs”

APPLICATION & PROCESSING

WHAT HAPPENS WHEN A LOAN GOES "LIVE"

When you find property you’re ready to buy, your lender will help you complete a full mortgage loan application, and talk you through the various fees and down payment options. The application is submitted to processing, where the documents are reviewed and appraisals and title examination are ordered. Then the loan is sent to an underwriter, who reviews and approves the entire loan if it meets compliance.

CLOSING

SIGNING AND FINALIZING THE DEAL

Our in-house transaction coordinator will work closely with your closing attorney to gather any last minute documents and guide you through all of the final details. On closing day you will sign final documents, pay any remaining costs and receive your keys. Congratulations, happy homeowner!!!

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